Terms of Use

What this service is

Equity Direct is a marketing and referral service. We introduce homeowners to providers of home equity agreements and to professional partners. We are not a lender, mortgage broker, investment adviser, or law firm. We do not make credit decisions, we do not originate or fund transactions, and nothing on this site is financial, tax, or legal advice.

We are paid for referrals

We receive compensation when we introduce you to a provider or partner. That compensation may vary between them. You should assume our introductions are commercially motivated and satisfy yourself independently that any product or professional is right for you.

No guarantee of eligibility, amount, or timing

Nothing here is an offer or a commitment. Whether you qualify, how much you could access, and on what terms are decided by the provider, not by us. Not everyone qualifies. Timing is not guaranteed. Three days reflects a best case for applicants who have completed approval and whose property, title, and valuation are already clear. Most take longer, and some do not qualify at all.

What a home equity agreement is

A home equity agreement is not a loan. You receive a lump sum and grant the provider a share of your home’s value, secured against the property. It must be settled in full when the agreement ends — usually on sale, refinance, or at the end of the term. If your home rises in value, the amount you settle rises with it, and it may exceed what an interest-bearing loan would have cost. These agreements are not suitable for everyone. Read any agreement in full and consider independent advice before signing.

Accuracy of what you tell us

You agree that the information you submit is truthful and that you are the homeowner, or authorised to enquire on the owner’s behalf. Submitting someone else’s details without their permission is not permitted.

Information on this site

The guidance on our pages is general information, not advice about your circumstances. Cost ranges are typical market ranges rather than quotes. Statistics are attributed to their source and were accurate when published. Rules, rates, incentives, and tax treatment change, and we do not warrant that every page reflects the current position.

Acceptable use

Do not attempt to disrupt the site, submit automated or fraudulent enquiries, scrape it at scale, or use it for any unlawful purpose.

Limitation of liability

To the fullest extent permitted by law, we are not liable for any indirect or consequential loss arising from your use of this site or from any transaction you enter into with a provider or partner. Your agreement is with them, not with us.

Changes

We may update these terms. Continued use after an update means you accept the revised version.

Contact

Call us on (972) 800-6670.

Equity Direct is a marketing and referral service, not a lender, broker, or financial adviser. We do not make credit decisions or offer financial, tax, or legal advice. Home equity agreements are not loans; they are contracts that give an investor a share of your home's future value, are secured against your property, and must be settled in full when they end — usually on sale, refinance, or at the end of the term. They are not suitable for everyone. Availability, terms, and eligibility vary by state and by provider, and not all applicants qualify. Read any agreement in full and consider independent advice before you sign.