# Equity Direct

> Marketing and referral service connecting homeowners with home equity agreement providers and professional partners. An equity agreement is not a loan: no interest rate, no monthly payment.

## Key pages
- [Home](https://equity.direct/)
- [For partners](https://equity.direct/partners)
- [Privacy](https://equity.direct/privacy)
- [Terms](https://equity.direct/terms)

## More pages
- [Start or grow a business](https://equity.direct/business): Capital to launch, buy, expand, or stabilise a company.
- [Buy or build real estate](https://equity.direct/real-estate): Down payments, land, development, and investment property.
- [Improve your home](https://equity.direct/home): Remodels, roofs, solar, additions, and major repairs.
- [Settle debt and obligations](https://equity.direct/debt): High-interest debt, tax matters, divorce, and estate settlements.
- [Insurance and protection](https://equity.direct/protection): Life cover, long-term care, annuities, and asset protection.
- [Invest and build wealth](https://equity.direct/investing): Portfolios, private markets, metals, and alternatives.
- [Pay for education](https://equity.direct/education): College, graduate and professional school, and certifications.
- [Cover medical costs](https://equity.direct/medical): Procedures, dental, fertility, and long-term care.
- [Family and life events](https://equity.direct/family): Helping children buy, weddings, and major purchases.
- [Home Equity to Start a Business | Equity Direct](https://equity.direct/business/start-a-business): Fund a new business with the equity in your home — no monthly payment while you are pre-revenue. Check what you could access in about two minutes.
- [Home Equity to Buy a Business | Equity Direct](https://equity.direct/business/buy-an-existing-business): Fund the down payment or full purchase of an established business using home equity — without a monthly payment competing with the acquisition debt.
- [Home Equity to Buy a Franchise | Equity Direct](https://equity.direct/business/buy-a-franchise): Cover franchise fees, buildout, and working capital from home equity — and meet the liquidity requirement franchisors ask candidates to prove.
- [Home Equity to Expand Your Business | Equity Direct](https://equity.direct/business/expand-existing-business): Fund expansion — staff, space, systems, or a new market — from home equity, without a new monthly payment ahead of the revenue it creates.
- [Home Equity for Business Equipment | Equity Direct](https://equity.direct/business/buy-business-equipment): Buy equipment outright with home equity instead of leasing — and own the asset rather than renting it for years.
- [Home Equity to Buy Inventory | Equity Direct](https://equity.direct/business/purchase-inventory): Fund a large inventory buy from home equity — hit supplier volume tiers and stock ahead of your season without a monthly payment.
- [Home Equity to Open a Second Location | Equity Direct](https://equity.direct/business/open-second-location): Fund the lease deposit, buildout, and opening costs of a second location from home equity — before the new site earns anything.
- [Home Equity to Acquire a Competitor | Equity Direct](https://equity.direct/business/acquire-competitor): Fund the equity portion of a competitor acquisition from home equity — move on a deal that usually will not wait.
- [Home Equity for Working Capital | Equity Direct](https://equity.direct/business/business-working-capital): Bridge a receivables gap or seasonal trough with home equity — without a monthly payment during the months that caused the problem.
- [Home Equity to Buy Out a Partner | Equity Direct](https://equity.direct/business/buy-out-business-partner): Fund a partner buyout from home equity and take full ownership — without loading the company with acquisition debt.
- [Home Equity to Pay Off Business Debt | Equity Direct](https://equity.direct/business/pay-off-business-debt): Clear merchant advances and high-cost business debt with home equity — and stop daily remittances draining the operating account.
- [Home Equity to Fund Marketing | Equity Direct](https://equity.direct/business/fund-marketing-campaign): Fund a marketing push from home equity — reach the spend level where acquisition economics actually work.
- [Home Equity for an E-Commerce Business | Equity Direct](https://equity.direct/business/build-ecommerce-business): Fund inventory, platform build, and launch marketing for an online business from home equity — the three costs that all arrive at once.
- [Home Equity to Buy a Rental Property | Equity Direct](https://equity.direct/real-estate/buy-rental-property): Fund a rental property down payment from the equity in your home — without a second monthly payment before the tenant moves in.
- [Home Equity for a Rental Down Payment | Equity Direct](https://equity.direct/real-estate/rental-property-down-payment): Turn existing home equity into the deposit on your next rental — the single step that most often separates intending landlords from actual ones.
- [Home Equity to Buy a Vacation Rental | Equity Direct](https://equity.direct/real-estate/buy-vacation-rental): Fund a short-term rental purchase from home equity — and budget properly for furnishing, which most first-time buyers underestimate.
- [Home Equity to Buy a Second Home | Equity Direct](https://equity.direct/real-estate/buy-second-home): Fund the deposit on a second home from equity in your first — without adding a monthly payment alongside the new mortgage.
- [Home Equity to Buy Land | Equity Direct](https://equity.direct/real-estate/buy-land): Fund a land purchase from home equity — land is the hardest asset to finance conventionally and the most natural fit for equity.
- [Home Equity for Real Estate Development | Equity Direct](https://equity.direct/real-estate/fund-real-estate-development): Fund pre-development costs and your equity contribution on a development project from home equity — the money that has to come before any lender's.
- [Home Equity to Flip a House | Equity Direct](https://equity.direct/real-estate/flip-a-house): Fund a flip from home equity and avoid hard-money points and monthly interest eating the margin while the work is underway.
- [Home Equity to Renovate a Rental | Equity Direct](https://equity.direct/real-estate/renovate-investment-property): Fund renovation on a rental from home equity — raise rents, cut turnover, and lift the property's value without a payment during the works.
- [Home Equity to Build an ADU | Equity Direct](https://equity.direct/real-estate/build-adu): Fund an accessory dwelling unit from home equity — add rental income or family space using land you already own.
- [Home Equity to Add a Rental Unit | Equity Direct](https://equity.direct/real-estate/add-rental-unit): Convert a basement, garage, or spare floor into a rental unit using home equity — income from space you already own.
- [Home Equity to Buy Commercial Property | Equity Direct](https://equity.direct/real-estate/purchase-commercial-property): Fund the deposit on commercial property from home equity — including buying the building your own business occupies.
- [Home Equity for Real Estate Syndication | Equity Direct](https://equity.direct/real-estate/real-estate-syndication): Meet a syndication's minimum investment using home equity — and understand the illiquidity you are accepting before you commit.
- [Home Equity for Private Real Estate | Equity Direct](https://equity.direct/real-estate/private-real-estate-investment): Fund a private real estate investment or joint venture from home equity — with a clear view of the diligence it requires.
- [Home Equity for a Major Remodel | Equity Direct](https://equity.direct/home/major-home-remodel): Fund a whole-home remodel with the equity already in your home — no monthly payment while you are living through the work.
- [Home Equity for a Kitchen Renovation | Equity Direct](https://equity.direct/home/kitchen-renovation): Fund a kitchen renovation from home equity — the remodel that most reliably holds its value and most reliably runs over budget.
- [Home Equity for a Bathroom Remodel | Equity Direct](https://equity.direct/home/bathroom-remodel): Fund a bathroom remodel from home equity — and handle the water damage that is so often found once the tile comes off.
- [Home Equity for a Home Addition | Equity Direct](https://equity.direct/home/home-addition): Fund an addition from home equity — add the space your family needs without giving up the mortgage rate you already have.
- [Home Equity to Install a Pool | Equity Direct](https://equity.direct/home/swimming-pool): Fund a pool from home equity — including the decking, fencing, and landscaping that the pool quote usually leaves out.
- [Home Equity for a New Roof | Equity Direct](https://equity.direct/home/new-roof): Fund a roof replacement from home equity — the repair that gets more expensive the longer it waits.
- [Home Equity to Install Solar Panels | Equity Direct](https://equity.direct/home/solar-system): Buy a solar system outright with home equity instead of leasing — own the asset and keep the incentives.
- [Home Equity for Home Battery Storage | Equity Direct](https://equity.direct/home/battery-storage): Fund home battery storage from equity — keep power through outages and store solar for the hours you actually use it.
- [Home Equity for HVAC Replacement | Equity Direct](https://equity.direct/home/hvac-replacement): Replace a failed heating or cooling system using home equity — usually an emergency, usually at the worst time of year.
- [Home Equity for New Windows | Equity Direct](https://equity.direct/home/new-windows): Fund whole-house window replacement from home equity — comfort and efficiency, and the end of high-pressure window sales pitches.
- [Home Equity for Landscaping | Equity Direct](https://equity.direct/home/landscaping): Fund landscaping, hardscape, drainage, and irrigation from home equity — including the drainage work that protects the house itself.
- [Home Equity for an Outdoor Kitchen | Equity Direct](https://equity.direct/home/outdoor-kitchen): Fund an outdoor kitchen and living area from home equity — with the utility runs that make it genuinely usable.
- [Home Equity for Foundation Repair | Equity Direct](https://equity.direct/home/foundation-repair): Fund foundation repair from home equity — the problem that blocks a sale and worsens every season it is left.
- [Home Equity for Storm Repairs | Equity Direct](https://equity.direct/home/storm-damage-repairs): Bridge the gap between storm damage and an insurance settlement — repair now, without waiting for the claim to conclude.
- [Home Equity for Aging in Place | Equity Direct](https://equity.direct/home/age-in-place-modifications): Fund the modifications that let you stay in your own home — at a fraction of the cost of assisted living.
- [Home Equity for Accessibility Renovation | Equity Direct](https://equity.direct/home/accessibility-renovation): Fund wheelchair access, a roll-in shower, a lift, or a fully adapted bathroom using home equity — often needed on a hospital's timeline.
- [Home Equity for a Home Generator | Equity Direct](https://equity.direct/home/whole-home-generator): Fund a standby generator from home equity — power that matters most where outages are longest and medical equipment is involved.
- [Home Equity for Septic or Well Replacement | Equity Direct](https://equity.direct/home/septic-or-well-replacement): Fund a failed septic system or well from home equity — an urgent, uninsured cost that makes a home uninhabitable and unsellable.
- [Home Equity for a Smart Home Upgrade | Equity Direct](https://equity.direct/home/smart-home-upgrade): Fund a properly integrated smart home — structured wiring, security, climate, and lighting installed as one system rather than assembled piecemeal.
- [Home Equity to Pay Off Credit Cards | Equity Direct](https://equity.direct/debt/pay-off-credit-card-debt): Clear high-interest credit card balances using home equity — and understand what you are trading before you do it.
- [Home Equity to Consolidate Loans | Equity Direct](https://equity.direct/debt/consolidate-personal-loans): Consolidate multiple personal loans into a single position using home equity — one obligation instead of several payments.
- [Home Equity to Pay Tax Debt | Equity Direct](https://equity.direct/debt/pay-tax-debt): Resolve IRS or state tax debt using home equity — before penalties, interest, and a federal lien make the problem considerably worse.
- [Home Equity to Fund an IRS Settlement | Equity Direct](https://equity.direct/debt/irs-settlement): Fund a lump-sum offer in compromise or instalment payoff using home equity — the cash that makes a settlement possible.
- [Home Equity to Avoid Bankruptcy | Equity Direct](https://equity.direct/debt/avoid-bankruptcy): Resolve debts to avoid a bankruptcy filing — a decision that genuinely needs a bankruptcy attorney's input first.
- [Home Equity to Settle a Judgment | Equity Direct](https://equity.direct/debt/settle-judgments): Settle a civil judgment using home equity — before it becomes a lien against the property it would be paid from.

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